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Canada

Currency
Canadian Dollar (CAD)
Languages
English, French
Capital
Ottawa
Timezone
Multiple (GMT -3:30 to -8)
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Living the nomad life in Canada: Your essential expat guide

Overview
Overview

Canada, the second-largest country in the world by land area, is celebrated for its stunning natural beauty, multicultural society, and high quality of life. Known for its towering Rocky Mountains, vibrant urban centers like Toronto and Vancouver, and friendly people, Canada offers a welcoming environment for both expatriates and digital nomads. Its well-regarded healthcare system, robust infrastructure, and emphasis on inclusivity make it an ideal destination for those seeking a new home. With opportunities for adventure in its vast wilderness and a dynamic cultural scene in its cities, Canada provides a balanced and enriching lifestyle. While the winters can be challenging, the warmth of its communities and the country's commitment to personal freedom make it a top choice for many.

Culture

Canada’s culture blends Indigenous traditions, French and British heritage, and multicultural influences. Festivals like Canada Day and the Calgary Stampede highlight its diverse identity, while Indigenous practices are increasingly celebrated. Canadians value politeness, inclusivity, and a love for the outdoors, with activities like hiking, hockey, and skiing forming an essential part of life. The arts and culinary scenes are equally vibrant, offering everything from poutine to global cuisines in its cosmopolitan cities.

Do's and Don'ts

✅ Do respect diversity: Canada values multiculturalism; be open and inclusive.

✅ Do enjoy outdoor activities: Canadians love nature and outdoor sports.

✅ Do tip in restaurants and cafes: A standard tip is 15-20% of the bill.

❌ Don’t ignore Indigenous culture: It’s an integral part of Canadian identity.

❌ Don’t underestimate the winter: Dress appropriately and be prepared for snow.

❌ Don’t confuse Canadians with Americans: Canadians take pride in their distinct identity.

Government

Canada operates as a federal parliamentary democracy and a constitutional monarchy, with the Prime Minister as the head of government and the King represented by the Governor General as the ceremonial head of state. Provincial and territorial governments hold significant power, managing education, healthcare, and transportation locally. The judiciary functions independently, ensuring the rule of law and protecting individual rights, which are enshrined in the Canadian Charter of Rights and Freedoms.

Social media

Social media plays a central role in Canadian life, both socially and professionally.

  • Facebook and Instagram: Widely used for personal networking and lifestyle sharing.
  • LinkedIn: Popular for professional connections.
  • WhatsApp and Messenger: Common messaging platforms.
  • TikTok: Gaining traction among younger audiences.
  • Twitter: Used for news and discussions.

National sport

Hockey is not just Canada’s national sport but a cultural phenomenon, with deep roots in community and professional levels. Winter rinks become gathering spots, and events like the Stanley Cup Finals ignite national pride. Lacrosse, the country’s official summer sport, reflects its Indigenous heritage, symbolizing strength and tradition. Both sports are integral to Canada’s identity and connect people across its vast regions.

4.0
RATING
It’s perfect for digital nomads
Digital nomad friendly
Fairly digital nomad friendly
Challenging for digital nomads
Not ideal for digital nomads

Strong infrastructure, though no specific visa

Internet
4.0
RATING

Reliable and fast, particularly in urban areas

Cost of living
3.0
RATING

High in major cities; more affordable in smaller towns

Access to basic resources
5.0
RATING

Comprehensive resources and support services

Weather
Ottawa
4:30 est
3.0
RATING

Diverse; very cold winters in many areas

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LGBTQIA+ friendly
5.0
RATING

High level of acceptance and protection

English proficiency
5.0
RATING

English is widely spoken

Family friendly
5.0
RATING

Great public schools, healthcare, and amenities

Public transport
4.0
RATING

Excellent in major cities, but limited options in rural areas

Live
Live

Expat community

Canada has a thriving and welcoming expat community, particularly in cities like Toronto, Vancouver, and Montreal. Toronto is a hub for professionals and entrepreneurs, celebrated for its diversity and multicultural events. Vancouver attracts outdoor enthusiasts and tech workers with its stunning landscapes and growing startup scene. Montreal offers a European vibe and appeals to those drawn to arts and culture, with a mix of English- and French-speaking communities. Expats often connect through international schools, networking groups, and platforms like InterNations, which host events for socializing and integration. Smaller towns, like those in the Maritimes, appeal to retirees looking for tranquility and natural beauty.

Setting up a local bank account

Opening a bank account in Canada is essential for managing finances like receiving salaries and paying bills.

  • Choose a bank: Popular options include RBC, TD Bank, Scotiabank, and digital banks like Tangerine.
  • Required documents: Passport, proof of residence, and a Social Insurance Number (SIN). Non-residents may need additional documentation.
  • Process: Visit a local branch or apply online with some banks.
  • Account activation: Once approved, you'll receive a debit card and access to online banking. Many banks offer newcomer packages, which include fee waivers and financial advice for expats.

Getting around

  • Public transport: Canada’s public transport system is efficient in urban areas, with buses, subways, and trains available in cities like Toronto, Vancouver, and Montreal. Monthly passes cost around CAD 100–150 (~$75–$110 USD). Ride-hailing apps like Uber and Lyft are popular for convenience.
  • Buying a vehicle: Expats can purchase vehicles from dealerships or private sellers. Requirements include a valid driver’s license, proof of insurance, and registration. Be prepared for costs like taxes, fuel, and maintenance.
  • Driver’s license: Foreign licenses are valid for up to three months, depending on the province. Afterward, expats must obtain a Canadian driver’s license, which may involve written and road tests. Some countries have reciprocal agreements, streamlining the process.

Medical system

Canada’s healthcare system is publicly funded and offers high-quality services to residents, including expats who qualify.

  • Public healthcare: Accessible through provincial health plans, which cover basic services like doctor visits and hospital stays. Expats must register for a health card, which may take up to three months.
  • Private healthcare: Many expats opt for private insurance during the waiting period or for additional coverage like dental and vision care.
  • Hospitals and clinics: Facilities in cities are modern and staffed with highly trained professionals, often accommodating English and French speakers. Costs are manageable with insurance, but private care is advisable for faster access.
Work
Work

Visa eligibility

Canada offers a variety of visas catering to different needs, ranging from work opportunities to long-term stays:

  • Digital Nomad Visa: While Canada does not have a specific digital nomad visa, remote workers can utilize visitor visas to stay for up to six months while working for non-Canadian employers. Proof of remote work and financial means may be required.
  • Work Visa: Issued to individuals with a job offer from a Canadian employer. Employers often need a Labour Market Impact Assessment (LMIA) to justify hiring foreign workers.
  • Student Visa: For those enrolled in Canadian educational institutions. Applicants must show proof of acceptance, sufficient funds for tuition and living expenses, and medical insurance.
  • Family Sponsorship Visa: Allows Canadian citizens or permanent residents to sponsor family members for residency. Proof of the relationship and financial ability to support the applicant is required.
  • Investor or Start-Up Visa: Designed for entrepreneurs who can contribute to the Canadian economy. Applicants must meet specific investment or innovation requirements and secure funding from designated organizations.

Temporary residence

Temporary residence permits in Canada include work permits, study permits, and visitor visas, with durations typically tied to the purpose of the stay.

Key benefits:

  • Access to Canada’s healthcare system in some provinces (if permitted under the visa).
  • Ability to open bank accounts, rent properties, and participate in local economies.
  • Freedom to explore Canada’s rich landscapes and cities.

Permanent residence

Permanent residence in Canada can be obtained through various pathways, such as economic programs, family sponsorship, or humanitarian grounds.

Requirements include:

  • Sufficient points under the Express Entry system for skilled workers (based on age, education, work experience, and language proficiency).
  • Proof of financial stability and a clean criminal record.
  • Meeting residency obligations, such as living in Canada for at least 730 days within five years.

Programs like the Provincial Nominee Program (PNP) and Canadian Experience Class (CEC) provide direct routes for qualified candidates.

Digital nomad visa

Canada currently does not offer a dedicated digital nomad visa. However, remote workers can stay in Canada under visitor status for up to six months, provided they:

  • Show proof of remote work with a non-Canadian employer.
  • Demonstrate sufficient financial means for their stay.
  • Obtain an eTA (Electronic Travel Authorization) or a Temporary Resident Visa (TRV), depending on nationality.

Extensions beyond six months are possible by applying for a visitor record, and remote workers can enjoy Canada’s world-class infrastructure and diverse landscapes during their stay.

Work culture

Canadian work culture values professionalism, equality, and efficiency, with an emphasis on collaboration and respect for diversity.

Key traits include:

  • Punctuality: Being on time is essential and seen as a sign of respect.
  • Teamwork: Inclusive and collaborative environments are prioritized.
  • Work-life balance: Paid vacations, parental leave, and flexible hours support a balanced lifestyle.
  • Equality in the workplace: Canadian law enforces anti-discrimination practices and gender equity.

Job opportunities for expats

Expats in Canada often find opportunities in:

  • Technology: Growing demand for developers, engineers, and IT specialists.
  • Healthcare: Nurses, doctors, and specialists are highly sought after.
  • Education: English and French teachers, as well as university positions.
  • Skilled trades: Construction, plumbing, and electrical work are in demand due to infrastructure needs.
  • Finance and business: Opportunities exist in banking, consulting, and start-ups.

Platforms like LinkedIn, Glassdoor, and Workopolis, along with recruitment agencies, help expats secure jobs.

Freelancing and entrepreneurship

Canada is an excellent place for freelancers and entrepreneurs, supported by a robust economy and government initiatives.

Freelancing:

  • Obtain a Social Insurance Number (SIN) for tax purposes.
  • Freelancers must register as self-employed and manage their tax filings.

Starting a business:

  • Register your business federally or provincially.
  • Obtain a Business Number (BN) from the Canada Revenue Agency (CRA).
  • Popular sectors include technology, green energy, and food services.
  • Support is available through government programs like the Canada Business Network.

Tax considerations

Canada’s tax system is progressive and varies by province.

Income tax: Ranges from 15% to 33% federally, with additional provincial rates. Residents are taxed on worldwide income, while non-residents are taxed only on Canadian-sourced income.
Social security: Contributions fund healthcare, pensions, and unemployment insurance. Both employers and employees share these costs.
Double taxation agreements: Canada has treaties with many countries to prevent double taxation.

It’s advisable to consult a tax professional to understand obligations in Canada and your home country.

Metropolitans & attractions

Metropolitans & attractions
Metropolitans & attractions

Major cities

  • Toronto: Canada’s largest city is a cultural and economic hub, known for landmarks like the CN Tower and vibrant neighborhoods such as Kensington Market. Its diverse population and world-class amenities attract professionals and families alike.
  • Vancouver: Surrounded by mountains and the Pacific Ocean, Vancouver combines natural beauty with urban sophistication. It’s a hotspot for tech, film, and outdoor enthusiasts, offering attractions like Stanley Park and Granville Island.
  • Montreal: Canada’s cultural capital blends historic charm with modern vibrancy. Famous for its festivals, bilingualism, and culinary scene, Montreal offers a European feel in a North American setting.

Major attractions

Banff National Park: Iconic mountain landscapes, popular for hiking, skiing, and wildlife.‍
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Niagara Falls: Famous waterfalls with surrounding attractions and activities.‍
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Old Quebec: Historic area with European-style architecture and cobblestone streets.
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Metropolitans & attractions

Major attractions

  • Banff National Park: Nestled in the Rocky Mountains, this UNESCO World Heritage Site offers stunning alpine scenery, turquoise lakes like Lake Louise, and endless outdoor adventures.
  • Niagara Falls: A world-famous natural wonder on the Canada-U.S. border, featuring breathtaking waterfalls and activities like boat tours and scenic walks.
  • Quebec City: Known for its well-preserved colonial architecture, cobblestone streets, and landmarks like Château Frontenac, it’s a slice of Europe in North America.
  • CN Tower: One of Toronto's iconic landmarks, offering panoramic views of the city and Lake Ontario, plus a thrilling EdgeWalk experience.
  • Prince Edward Island: Famous for its red sand beaches, rolling farmland, and ties to "Anne of Green Gables," it’s a peaceful retreat for nature lovers.
Population
38 million
Digital nomad visa
Not available
Driving side
Right
Calling code
+1
Public Holiday
10-15 days, varying by province
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