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Indonesia

Currency
Indonesian Rupiah (IDR)
Languages
Indonesian (Bahasa Indonesia)
Capital
Jakarta
Timezone
WIB, WITA, WIT (UTC+7 to +9)
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Living in Indonesia: Your path to work, life, and adventure

Overview
Overview

Indonesia, the world's largest archipelago, is a captivating blend of diverse cultures, languages, and natural wonders. With over 17,000 islands, it offers everything from bustling metropolises like Jakarta to serene retreats in Bali. Known for its friendly locals, vibrant festivals, and rich culinary scene, Indonesia has become a hotspot for expats and digital nomads. The country’s affordability, tropical climate, and growing infrastructure make it an enticing destination for those seeking a mix of modernity and tradition.

Whether exploring Java’s historical landmarks, diving in the coral-rich waters of Raja Ampat, or enjoying Ubud’s creative vibe, Indonesia caters to adventurers and peace-seekers alike. However, understanding local customs and the visa landscape is essential for a seamless transition to this culturally rich country.

Culture

Indonesia's culture is as diverse as its geography, influenced by Hindu, Buddhist, Islamic, and Western traditions. Each region boasts its own unique customs, art, and cuisine. Traditional dances, batik-making, and shadow puppet theater (wayang) are hallmarks of Indonesia’s cultural heritage. Festivals like Nyepi in Bali and Java’s Yogyakarta art celebrations highlight the country’s vibrant traditions. Food is central to Indonesian life, with dishes like nasi goreng (fried rice), rendang (spicy beef), and sate (grilled skewers) representing the variety and depth of its cuisine.

Do's and Don’ts

✅ Do greet people with a smile and a slight bow, especially elders.

✅ Do dress modestly when visiting religious or rural areas.

✅ Do learn basic Indonesian phrases—it’s highly appreciated.

❌ Don’t point with your index finger—it’s considered rude; use your thumb instead.

❌ Don’t touch someone’s head or pass objects over it, as the head is seen as sacred.

❌ Don’t criticize the government or religion openly, as it’s a sensitive topic.

Government

Indonesia is a unitary presidential republic comprising 38 provinces. The President serves as both the head of state and government, elected for a five-year term. The country operates under a democratic system, with a multi-party structure and regular elections at national and local levels.

Local governments play a key role in managing the country’s vast regional diversity, addressing specific needs in areas ranging from urban centers to remote islands. While Indonesia’s democratic system fosters public participation, challenges such as corruption and bureaucratic inefficiency remain in some regions.

Social media

Social media plays a significant role in Indonesian life. Platforms like WhatsApp, Instagram, and TikTok dominate for communication and entertainment. Facebook remains popular, especially in rural areas, while LinkedIn is used in professional circles.

  • WhatsApp: Primary communication platform.
  • Instagram: Widely used for lifestyle updates and marketing.
  • TikTok: Gaining popularity among youth.
  • YouTube: A favorite for entertainment and education.
  • Twitter: Still relevant, especially for real-time updates.

National sport

While football (soccer) is the most popular sport in Indonesia, the nation has a deep passion for badminton, having produced numerous world champions like Taufik Hidayat and Susi Susanti. The sport is a source of national pride, with enthusiastic fans packing stadiums during major tournaments.

Volleyball, pencak silat (a traditional martial art), and basketball are also widely played. Surfing has gained international recognition in coastal regions like Bali, drawing both locals and global enthusiasts to Indonesia’s famous waves. Whether it’s cheering for their favorite football teams or mastering the art of pencak silat, sports are an integral part of Indonesian identity.

5.0
RATING
It’s perfect for digital nomads
Digital nomad friendly
Fairly digital nomad friendly
Challenging for digital nomads
Not ideal for digital nomads

Great infrastructure in cities like Bali and Jakarta; digital nomad visa available.

Internet
4.0
RATING

High-speed internet in urban areas; connectivity can be slower in rural regions.

Cost of living
4.0
RATING

Affordable compared to many countries, though tourist hotspots like Bali are pricier.

Access to basic resources
4.0
RATING

Urban areas offer well-developed infrastructure and easy access to amenities.

Weather
Jakarta
4:30 est
4.0
RATING

Tropical climate; warm year-round but with distinct wet and dry seasons.

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LGBTQIA+ friendly
3.0
RATING

Acceptance varies; urban centers like Bali are more welcoming than conservative areas.

English proficiency
3.0
RATING

Common in tourist areas and among younger populations but lower in rural communities.

Family friendly
4.0
RATING

Affordable education and family-friendly activities; international schools are available.

Public transport
4.0
RATING

Affordable and improving; reliable systems like TransJakarta and ride-hailing apps widely used.

Live
Live

Expat community

Indonesia has a vibrant and diverse expat community, with notable hubs in cities like Jakarta, Bali, and Yogyakarta. Jakarta, the capital, attracts professionals and entrepreneurs due to its dynamic business environment. Bali is a favorite among digital nomads and creatives, offering coworking spaces, wellness retreats, and a laid-back atmosphere. Yogyakarta draws cultural enthusiasts and educators with its rich heritage and growing academic scene.

Expats often connect through international schools, community events, and platforms like InterNations, Bali Expat, or Meetup. In Bali, digital nomads can often be found in Ubud or Canggu, engaging in networking events or collaborating in coworking spaces. Smaller islands and rural towns appeal to retirees and adventurers seeking tranquility and a connection to nature.

Setting up a local bank account

Opening a local bank account in Indonesia is crucial for managing expenses, receiving payments, and accessing local services. Steps to open a bank account:

  1. Choose a bank: Major banks include BCA, Mandiri, BNI, and CIMB Niaga. Digital banking options like Jenius are increasingly popular among expats.
  2. Required documents: Passport, KITAS (residence permit) or KITAP (permanent stay permit), Taxpayer Identification Number (NPWP), Proof of residence (rental agreement or utility bill).
  3. Application process: Visit a branch in person with the necessary documents. Some digital banks allow online applications.
  4. Account activation: Once approved, you’ll receive a debit/ATM card and access to online banking services.

Tips: If you are on a temporary visa, some banks may require a local sponsor or a letter from your employer. Opt for international-friendly banks for English-language services.

Getting Around

  • Public transport: Public transport in Indonesia is affordable and widely used in major cities. Jakarta has the TransJakarta bus network and an MRT system, while other cities like Bandung and Surabaya rely heavily on buses and angkot (shared minivans). In Bali, public buses such as the Kura-Kura Bus are popular with tourists. Ride-hailing apps like Gojek and Grab are the most convenient and cost-effective alternatives for short trips, offering both car and motorbike services. Monthly MRT passes in Jakarta cost approximately IDR 100,000–200,000 (~$7–$14 USD).
  • Buying a vehicle: Expats can purchase vehicles through dealerships or online platforms like OLX and Mobil123. Motorcycles are a common choice due to their affordability and ease of navigation in traffic-congested cities. Requirements include a KITAS/KITAP (residence permit), proof of residence, and local car or motorbike insurance. Annual taxes and maintenance should be factored into the cost.
  • Driver’s license: Foreign licenses with an International Driving Permit (IDP) are valid for up to six months. Afterward, expats need to obtain an Indonesian SIM A (for cars) or SIM C (for motorcycles). The process involves passing a written test, practical exam, and medical check. Some countries have reciprocal agreements that simplify this process

Medical system

  • Public healthcare: Indonesia’s public healthcare system, known as BPJS, offers basic services at low costs. However, quality varies significantly, with rural areas having limited resources. Urban public hospitals can provide adequate care but often have long wait times. BPJS premiums start at IDR 42,000 (~$3) per month.
  • Private healthcare: Many expats opt for private healthcare, which provides higher-quality services, shorter wait times, and English-speaking doctors. Major cities like Jakarta, Bali, and Surabaya have modern private hospitals such as Siloam Hospitals, BIMC (Bali), and Mayapada Healthcare.

Expats living in remote areas should consider emergency evacuation insurance, as advanced medical care may not be readily accessible outside urban centers. For routine care and emergencies, urban hospitals are the best option.

Work
Work

Visa eligibility

Indonesia offers several visa options to accommodate various professional and personal needs:

  • Digital Nomad Visa: Introduced to attract remote workers, this visa allows digital nomads to stay for up to one year. Applicants must prove remote employment, sufficient income (generally around $1,500 USD per month or equivalent savings), and valid health insurance.
  • Work Visa: Issued to individuals with an employment offer in Indonesia. Employers sponsor the visa and must demonstrate the need for a foreign worker.
  • Student Visa: For those enrolled in Indonesian educational institutions. Applicants need proof of enrollment, financial support, and sponsorship from the institution.
  • Family Reunion Visa: Designed for family members of Indonesian citizens or permanent residents. Requires proof of relationship and financial stability.
  • Investor Visa: Available for individuals investing at least IDR 10 billion (~$700,000 USD) in Indonesian businesses or startups.

Temporary residence

Temporary residence permits in Indonesia (KITAS) are linked to purposes such as work, study, or family reunion. These permits typically last for one year and are renewable based on the continuation of the stated purpose.

Key benefits:

  • Access to public and private healthcare systems.
  • Ability to open bank accounts and sign long-term leases.
  • Freedom to travel within ASEAN countries (depending on agreements).

Permanent residence

Permanent residence (KITAP) can be applied for after holding a KITAS for at least five years or immediately for certain categories, such as family reunification or retirees.

Requirements:

  • Proof of financial stability or steady income.
  • No criminal record in Indonesia or the applicant’s home country.
  • Evidence of integration into Indonesian society, such as language proficiency (not mandatory but advantageous).

Certain visas, like the Family Reunion or Investor Visa, may offer direct pathways to permanent residence.

Digital Nomad Visa

Indonesia’s Digital Nomad Visa caters to remote workers seeking to live and work in the country without joining the local job market.

Requirements:

  • Proof of a monthly income of at least $1,500 USD or equivalent savings.
  • Valid health insurance covering the duration of the stay.
  • Proof of remote employment or business registration outside Indonesia.
  • Application submitted through Indonesian embassies or consulates abroad.

This visa allows for stays of up to one year and can be extended if conditions are met. Digital nomads often choose Bali, Yogyakarta, or Lombok due to their robust coworking and expat-friendly environments.

Work culture

Indonesian work culture emphasizes relationships, respect, and harmony.

  • Relationship building: Trust and rapport are crucial in business. Meetings often begin with informal conversations.
  • Hierarchy: Workplaces value clear hierarchies, with deference to seniority.
  • Work-life balance: Family and leisure time are important, and many offices observe shorter hours during Ramadan.
  • Punctuality: While punctuality is appreciated, slight delays are common and generally accepted.

Job opportunities for expats

Expats in Indonesia often find opportunities in:

  • Teaching: English teachers are in demand, particularly in private language schools and international schools.
  • Tourism and hospitality: Bali and Lombok offer numerous roles in hotels, tour companies, and wellness retreats.
  • IT and tech: Indonesia’s growing tech sector needs developers, data analysts, and UX designers.
  • Agriculture and sustainability: Opportunities exist in consulting for Indonesia’s robust agricultural sector.

Popular job platforms include LinkedIn, JobStreet, and Glassdoor, along with local recruitment agencies.

Freelancing & entrepreneurship

Indonesia is an attractive destination for freelancers and entrepreneurs, particularly in creative industries and digital fields.

Freelancing:

  • Register a Taxpayer Identification Number (NPWP) to invoice clients.
  • Certain visas, like the Digital Nomad Visa, permit freelance work for foreign clients.

Starting a business:

  • Register your business with the Ministry of Law and Human Rights.
  • Obtain a NIB (Business Identification Number) via the Online Single Submission system.
  • Open a business bank account.

Popular sectors include eco-tourism, tech startups, and sustainable goods. Government initiatives like BKPM provide resources for foreign entrepreneurs.

Tax considerations

Indonesia’s tax system can be complex for expats. Professional advice is recommended.

  • Income tax: Progressive rates range from 5% to 35% based on income levels. Expats are taxed on worldwide income if they spend more than 183 days in Indonesia within a calendar year.
  • Social security: Mandatory contributions are required for employees under formal contracts, covering pensions and healthcare.
  • Double taxation agreements: Indonesia has agreements with many countries to prevent double taxation.

Expats must register with the Directorate General of Taxes (Direktorat Jenderal Pajak) for compliance and to obtain a Taxpayer Identification Number (NPWP).

Metropolitans & attractions

Metropolitans & attractions
Metropolitans & attractions

Major cities

  • Jakarta: As Indonesia's capital, Jakarta is a bustling metropolis and the nation’s economic and political hub. The city blends modern skyscrapers with traditional markets and historic landmarks like Kota Tua (Old Town). It boasts a vibrant nightlife, diverse culinary scene, and attractions like the National Monument (Monas) and the Istiqlal Mosque. Jakarta also serves as a gateway to Indonesia’s other regions, with extensive transport links.
  • Bali (Denpasar): Known worldwide for its idyllic beaches and spiritual culture, Bali’s capital, Denpasar, is a center for local art, shopping, and history. While Bali is famous for spots like Ubud and Seminyak, Denpasar offers access to authentic Balinese traditions, vibrant markets, and cultural sites like the Bajra Sandhi Monument. Its international airport connects Bali to major global destinations.
  • Surabaya: Indonesia’s second-largest city and a major port, Surabaya is known for its rich history and modern infrastructure. It features landmarks like the Heroes Monument and the colonial-era House of Sampoerna. Surabaya’s central location makes it a key hub for exploring Java. The city is also known for its burgeoning tech and business scene, making it attractive for professionals and entrepreneurs.

Major attractions

Borobudur Temple: A UNESCO site, this ancient Buddhist temple in Java offers stunning carvings and incredible sunrise views.
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Raja Ampat Islands: A diver’s paradise, Raja Ampat is famed for its clear waters, coral reefs, and serene beauty.
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Komodo National Park: Known for Komodo dragons, the park features pink beaches, coral reefs, and world-class diving spots.
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Mount Bromo: This iconic volcano in East Java offers surreal landscapes and breathtaking sunrise hikes.
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Metropolitans & attractions

Major attractions

  • Borobudur Temple: A UNESCO site, this ancient Buddhist temple in Java offers stunning carvings and incredible sunrise views.
  • Komodo National Park: Known for Komodo dragons, the park features pink beaches, coral reefs, and world-class diving spots.
  • Mount Bromo: This iconic volcano in East Java offers surreal landscapes and breathtaking sunrise hikes.
  • Raja Ampat Islands: A diver’s paradise, Raja Ampat is famed for its clear waters, coral reefs, and serene beauty.
  • Lake Toba: Southeast Asia’s largest volcanic lake, ideal for cultural exploration and tranquil retreats.
  • Tana Toraja: Famed for its unique funeral rituals and scenic highlands, Toraja offers a rich cultural experience.
Population
270 million
Digital nomad visa
Available
Driving side
Left
Calling code
+62
Public Holiday
16 days annually
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